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cost to borrower

См. также в других словарях:

  • cost of funds — United Kingdom The cost of borrowing money. In the context of lending, it means: • The cost to the lender (typically a bank) of borrowing in an interbank market to enable it to fund the loan it has agreed to provide to the borrower. For example,… …   Law dictionary

  • No-Cost Mortgage — A mortgage refinancing situation in which the lender pays the borrower s loan settlement costs and then extends a new mortgage loan. A lender does this in exchange for charging the borrower a higher interest rate. When the lender then sells this… …   Investment dictionary

  • Interest Cost — The cumulative sum of the amount of interest paid on a loan by a borrower. This amount should include any points paid to reduce the interest rate on a loan, since points are in effect pre paid interest. Additionally, any negative points or… …   Investment dictionary

  • Loan-To-Cost Ratio - LTC — A ratio used in commercial real estate construction to compare the amount of the loan used to finance a project to the cost to build the project. If the project cost $1 million to complete and the borrower was asking for $800,000, the loan to… …   Investment dictionary

  • clos|ing cost — «KLOH zihng», a fee charged to a borrower to cover the cost of arranging a loan …   Useful english dictionary

  • Foreign currency mortgage — A foreign currency mortgage is a mortgage which is repayable in a currency other than the currency of the country in which the borrower is a resident. Foreign currency mortgages can be used to finance both personal mortgages and corporate… …   Wikipedia

  • Mentor Public Library — is a public library in Lake County, Ohio. It has branches in Mentor and Mentor on the Lake. The library has 59,842 registered patrons and a collection size of 250,000 volumes. Circulation was 957,506 items in 2008 and passed 1,000,000 items in… …   Wikipedia

  • Loan-To-Value Ratio - LTV Ratio — A lending risk assessment ratio that financial institutions and others lenders examine before approving a mortgage. Typically, assessments with high LTV ratios are generally seen as higher risk and, therefore, if the mortgage is accepted, the… …   Investment dictionary

  • demand deposit — A deposit account that permits the depositor to withdraw funds on demand. Usually, but not always, a checking account. Sometimes called demand deposit account ( DDA). American Banker Glossary * * * demand deposit demand deposit ➔ deposit1 * * *… …   Financial and business terms

  • Defeasance — Contents 1 Defeasance of Commercial Mortgage Loans 1.1 Defeasance of a Securitized Commercial Mortgage Loan 1.2 Defeasance Terms to Consider at Loan Origination …   Wikipedia

  • Adjustable-rate mortgage — A variable rate mortgage, adjustable rate mortgage (ARM), or tracker mortgage is a mortgage loan with the interest rate on the note periodically adjusted based on an index which reflects the cost to the lender of borrowing on the credit… …   Wikipedia

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